• The List of potential Home Buyer Closing Costs and Fees

  1. Lender's points and loan origination fees. These points and loan origination fees usually run 0 to 3 percent of the loan, or more. A point is one percent of the loan amount. If you see a point charged to you, it should be because you're getting a lower interest rate. Lenders will typically charge more points in exchange for giving you a lower interest rate. Due to the financial crisis, some

• First Time Buyer Tax Credit FAQ's for July 15th 2009

  # Who is eligible to claim the tax credit?First-time home buyers purchasing any kind of home—new or resale—are eligible for the tax credit. To qualify for the tax credit, a home purchase must occur on or after January 1, 2009 and before December 1, 2009. For the purposes of the tax credit, the purchase date is the date when closing occurs and the title to the property transfers to the home owner.

• Home Sales Rose for a Third Month in May

  Article Tools Sponsored ByBy THE ASSOCIATED PRESSPublished: June 23, 2009WASHINGTON (AP) — A real estate group, the National Association of Realtors, said on Tuesday that sales of previously occupied homes rose modestly from April to May, the third monthly increase this year, but that signs of any housing recovery were fragile at best.Skip to next paragraphThe New York TimesThe Realtors said that

• 10585 Gillete NEW Home for sale!

  check this out at www.davidvannoyjr.com

• Constance Ramos is on the show today, and offer these tips for FAUX Painting

  Materials and Tools:paint brushtire brushtoilet brush2 empty bucketsdark green paint (Benjamin Moore Brookside Moss, 2145-30)green metallic paint (Mark's Paints Sage, ME 247)gold paint (Mark's Paints Iridescent Gold, ME 194)Steps:1. Pour the green metallic paint in one bucket and the dark green in another.2. Mix the paint around with a brush to thin it out, making it more translucent.Figure A3.

You have found the perfect house with everything you wanted--and then some--but the price is more than you want to pay. You decide to go for it anyway, and ask the agent to submit what real estate agents call a "low ball" offer.

Low ball offers sometimes work. If the market is fluctuating and the sellers are anxious, they may just accept it. They may be willing to negotiate if they have listed the house at a higher price than is reasonable. Most sellers are open to offers, but they won't give their house away, especially if the asking price is in line with recent sales of similar homes.

What do you have to lose by making a low offer? If the seller yells and screams, the agent will be the focus of his wrath -- and we don't take it personally. If you really want the house, however, a very low initial offer may irritate the seller to the point that he won't consider a better offer, if you decide to submit one. Design your strategy on the basis of how badly you want the house.

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